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Borrowers who go for multiple loans are not fewer in England.

Explain any bad credit history with good, truthful reasons that apply such as job loss or medical emergency. These lenders, no matter how big they are, want as much guarantee as possible.
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Late Payments-Do you have any installment loans that you are paying the bank on. However, you don't need to submit a loan application to see quotes from lenders or 'nose around' and see which lenders are in the nationwide network.